Aidpage is a
support network.
Ask for help
Offer help
Sign up now

Skittles911

Talk to Skittles911
Show: Conversations Skittles911's posts only
Skittles911  

Wish i knew what credit was before i screwed it up!!!!!!!!!

Hello everyone............my name is Sid and i am in the world of debt, just like everyone else.  You see it all started when i left home, i was young and crazy, living on my own and partying with my so called friends.  I got a phone, cable and hydro and an appartment all in my name........big mistake should've just listened to my mother and followed her rules.  Well me and my friends were partying and doing what young guys do.  Then one day bill after bill came in and i couldn't afford to pay them all,  soon i was late and slacking.......then i was in arrears.........OUCH!  Well then i came up with the best plan i would get a student loan and pay for school and catch up on my bills....or so i thought.  First lesson in negotiating for a loan,  well i went to the bank with no clue what 29% intrest was..........now i know and once again notices of arrears kept coming in.  They say you learn from your mistakes, well i sure didn't learn that lesson quickly, i got this factory job paying me a large sum of money each week.  I was living large i was catching up on bills and since i was going to be there for a long time i thought i would buy a new car......so  me and my brother went and he co-signed for my loan and there i drove off with my used but new car to me.  A month later cold weather and a hang over and crash there went the car my job and my brothers credit..........He now hates me!!!!!  I look back and realized that the root cause of my problems was lack of knowledge, and a self destuctive behavior.  For two years i have been clean and sober.  In my wake  i have left myself  we a huge debt with the only option left to me is going belly up!  I have heard mixed things about bankruptcy.  My future is looking pretty bleek,  so i am now writing this letter in hopes that it may help someone out or maybe even help me out.  If anyone could help me out, or  if needs any advice concerning growing up you can email me at supersid8@hotmail .com....  I am going to hold off  on the bankrupt thing for a month.  I will return and messages an answer all questions left in my inbox, provided you leave an return address.  If you find yourself with some spare change, and would like to donate to get my life back feel free to send it to me just write me for my address.  Thank you sincerly and with hope for a better future for all.    With the warmest regards,  Sid! 

Talk to Skittles911
Skittles911  

Skittles911

About me i am just your average person trying to make it in this world.  I have the ambition and drive. I just wish i had the funds......i am planning on finishing my education if i can get out of debt.  I find myself waking up and pacing all night worrying about money.  My mother is a single woman who tried her best.  She never knew to teach me and my brothers about credit.  My problems are mine and no one elses, i am soley to blame.  I guess i am just swallowing my pride and asking and offering what little help i can to people.  Please fel free t write me.................Sincerly Sid! 
Talk to Skittles911